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The Philippine Negotiable Instruments Law and Allied Laws Annotated Core Requisites of Negotiability 5/5 stars Breaks down archaic legal jargon into
De Leon categorizes indorsements heavily, as the type dictates the liability: Here’s why it’s a must-have for your law
A negotiable instrument is a written contract for the payment of money, signed by the maker or drawer, containing an unconditional promise or order to pay a sum certain in money, payable to order or to bearer, and payable on demand or at a fixed or determinable future time.
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According to Section 3 of the NIL, a negotiable instrument is a written document that (1) is payable in money; (2) is payable on demand or at a fixed or determinable future time; (3) is payable to order or to bearer; and (4) contains an unconditional promise or order to pay. The NIL recognizes several types of negotiable instruments, including checks, drafts, promissory notes, and certificates of deposit.